FAILED-PAYMENT RECOVERY

Expired cards and declined charges quietly cost you paying subscribers. Mendworthy wins them back automatically — on your brand, for a flat fee, never a cut.
No revenue share
Connects to Stripe in ~2 min
Your brand, not ours
14-day free trial
Mendworthy Recovery dashboard showing recovered-revenue lift, live recovery activity, and per-customer status

They didn't cancel — their payment failed.

When a card expires or a charge is declined, that customer just slips away — no cancellation to catch, no decision to win back. Most teams find out when the MRR chart dips.

20–40%

of subscription churn is involuntary — failed payments, not cancellations1

49%

annual dunning recovery rate Recurly publishes across its merchant base2

5–25×

cheaper to keep a customer than to win a new one3

From failed charge to paid invoice

Connect Stripe once. We handle every step after that.

Step 01

A payment fails

A charge declines. We see it the moment it happens through your Stripe connection and start the recovery sequence. Nothing to set up or build on your end.

Mendworthy customers list showing failed-payment rows with the live recovery state for each one

Step 02

They hear from you

Your customer gets a branded email (plus optional SMS on Growth+) with a one-tap link to fix their card. It comes from you, not from us.

A branded recovery email on the merchant's brand with a one-tap update-card button

Step 03

You get paid

They update their card in one tap, and we retry their open invoices right away. No waiting for Stripe's next scheduled attempt.

The branded card-update page a customer sees: company logo, amount due, Apple Pay and Google Pay buttons, and a card field with a one-tap update button

Why Mendworthy

Four reasons it's an easy yes.

Keep 100% of what you recover.

A flat monthly fee, never a percentage. Whatever you win back is yours to keep.

Live in about two minutes.

Connect Stripe with one click and recovery goes to work — on recent failures, plus every new one. No SDK, no migration, and it never touches your billing logic.

Proof, not a vanity number.

Holdout-group measurement on every plan. We hold back a control slice of failed payments, so the lift you see is real — not a number we made up.

Your brand, start to finish.

Your logo, your colors, your domain. Customers see you, right when they're deciding whether to stay.

"Doesn't Stripe already do this?"

Stripe Smart Retries handles the technical retry. We handle the part Stripe doesn't.

Stripe Smart Retries

The technical retry

  • Re-attempts the card on file on Stripe's schedule
  • Decides when to give up
  • Surfaces decline-reason codes

Works perfectly when the issue is temporary. Can't fix expired or replaced cards on its own.

Mendworthy

The customer outreach

  • Branded email to the customer minutes after a payment fails
  • One-tap magic link to update the card — no login required
  • SMS follow-ups on Growth and Scale

When the customer updates their card, we trigger an immediate retry on every open invoice.

Stripe keeps retrying the same card. We get a new card on file when retrying won't help. More on how Stripe failed-payment recovery actually works →

Where we fit

A focused tool for the recovery-communication layer. Not a billing replacement, not a churn-deflection app.

What sets us apart

Flat fee

No percentage of recovered revenue, ever.

Holdout lift

Measured against a control group on every plan.

Purpose-built

Recovery is the whole product, not a side feature.

What we don't do

Change your retry schedule

Stripe decides when to re-attempt the failing card. Smart Retries keeps running; we layer outreach on top.

Cancellation deflection

Save flows, exit surveys, discount offers — a different product category.

Touch your billing logic

Your existing Stripe setup, subscriptions, and prices keep working exactly as they are.

Revenue analytics / BI

MRR forecasting and cohort dashboards are a separate category. We surface recovery analytics only.

Take a cut

Never. Flat fee on every tier. What you recover is yours.

Pre-failure prevention

Automatic card-number updates and fraud screening stay Stripe's job. We focus on recovering the payments that do fail.

Got questions?

Frequently asked questions

Stop losing customers you already won.

Join the waitlist and we'll tell you the moment Mendworthy is live on Stripe.